Smart money decisions start with geldzahler
Comparisons, tests and calculators for your everyday money.
Current account comparison 2026
Account comparisons that help you find the right account for you. Regularly updated terms show at a glance where you save fees, secure bonuses or get better services.

Two accounts head to head
Pick an account on the left and on the right to see the key costs side by side straight away.

- Account fee €0 with €700 or more paid in each month
- Visa debit card with a €0 annual fee
- Free withdrawals worldwide from €50, as an active customer
All terms in detail
- Account fee
- €0 from €700 paid in
- Card
- Visa debit €0
- Withdrawals worldwide
- free from €50, as an active customer

- Account fee €0 with €700 or more paid in each month
- Visa debit card with a €0 annual fee, girocard for a fee as per the price list
- Three free withdrawals a month
All terms in detail
- Account fee
- €0 from €700 paid in
- Card
- Visa debit €0
- Withdrawals worldwide
- 3 free a month

- Account fee €0 with €700 or more paid in each month
- Visa debit card with a €0 annual fee
- Free withdrawals in euros
All terms in detail
- Account fee
- €0 from €700 paid in
- Card
- Visa debit €0
- Withdrawals worldwide
- free in euros
| Account | Account fee | Card | Withdrawals worldwide | |
|---|---|---|---|---|
| €0 from €700 paid in | Visa debit €0 | free from €50, as an active customer | Go to provider | |
| €0 from €700 paid in | Visa debit €0 | 3 free a month | Go to provider | |
| €0 from €700 paid in | Visa debit €0 | free in euros | Go to provider |
Terms as per the providers' price lists, data as of 31 October 2026. Ordered by account fee, card and withdrawals, three accounts to start with. The buttons lead directly to the provider.
First steps
More topics
Comparisons, tests and guides on accounts, cards, interest and loans. Every figure carries a date, every drawback sits next to the benefit.
Current accounts: comparison, tests and guides
A current account pays your rent, your electricity and your shopping. Whether it costs you anything depends on how much you pay in, on the card and on where you withdraw cash. Below you compare three accounts by account fee, card and withdrawals, with a head-to-head and filters. Tests of the individual accounts and guides to switching will follow.
View current accountsCredit cards: free cards compared
A credit card only shows its costs abroad: at the cash machine, when you pay in a foreign currency, when a car hire firm blocks a deposit. The credit card comparison is being built here, with tests of the individual cards.
View credit cardsSavings accounts: interest on your balance
An instant-access savings account, called Tagesgeld in Germany, sits next to your current account: your money is available every day and earns interest. The savings comparison is being built here, with an interest calculator and guides to deposit protection.
View savings accountsLoans: instalment loans, refinancing and overdrafts
A loan costs interest, sometimes fees and time as well. The loan calculator with extra repayments is being built here, along with guides to instalment loans, refinancing and overdrafts.
View loansSaving money: savings rate, emergency fund and savings plan
Saving starts with one number: the amount that leaves your current account every month. Savings calculators and guides to emergency funds, budgets and savings plans are being built here.
View saving moneyWho writes here
Mirco has been writing about finance since 2019 and uses the accounts and cards covered here. Every figure carries a date, every drawback sits next to the benefit, and partner links are marked with *.
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