Current accounts: comparison, tests and guides

A current account pays your rent, your electricity and your shopping. Whether it costs you anything depends on how much you pay in, on the card and on where you withdraw cash. Below you compare three accounts by account fee, card and withdrawals, with a head-to-head and filters. Tests of the individual accounts and guides to switching will follow.

▲ My current account comparison

Current account comparison 2026

Account comparisons that help you find the right account for you. Regularly updated terms show at a glance where you save fees, secure bonuses or get better services.

✓ Account tests for you✓ Compact overview✓ Recommendations
Last update: 31 October 2026
★ Recommendation of the day
DKBCurrent account with Visa debit card
€0Account fee with €700 paid in, otherwise €4.50 a month
Go to provider →Visa debit card included
3accounts compared
6terms per account
Regularlyupdated
With careresearched and maintained

Two accounts head to head

Pick an account on the left and on the right to see the key costs side by side straight away.

VS
DKB
comdirect
€0 from €700 paid inAccount fee€0 from €700 paid in
Visa debit €0CardVisa debit €0
free from €50, as an active customerWithdrawals worldwide3 free a month
1
DKB
Visa debit card included
  • Account fee €0 with €700 or more paid in each month
  • Visa debit card with a €0 annual fee
  • Free withdrawals worldwide from €50, as an active customer
€0Account feewith €700 paid in, otherwise €4.50 a month
Go to providerTest report coming
All terms in detail
Account fee
€0 from €700 paid in
Card
Visa debit €0
Withdrawals worldwide
free from €50, as an active customer
2
comdirect
Visa debit card included
  • Account fee €0 with €700 or more paid in each month
  • Visa debit card with a €0 annual fee, girocard for a fee as per the price list
  • Three free withdrawals a month
€0Account feewith €700 paid in, otherwise €4.90 a month
Go to providerTest report coming
All terms in detail
Account fee
€0 from €700 paid in
Card
Visa debit €0
Withdrawals worldwide
3 free a month
3
Consorsbank
Visa debit card included
  • Account fee €0 with €700 or more paid in each month
  • Visa debit card with a €0 annual fee
  • Free withdrawals in euros
€0Account feewith €700 paid in, otherwise €4 a month
Go to providerTest report coming
All terms in detail
Account fee
€0 from €700 paid in
Card
Visa debit €0
Withdrawals worldwide
free in euros

Terms as per the providers' price lists, data as of 31 October 2026. Ordered by account fee, card and withdrawals, three accounts to start with. The buttons lead directly to the provider.

Articles on current accounts

The first tests of the individual accounts are being written right now. The comparison is above.