Privacy policy

This is a translation for convenience. The German version of this privacy policy is legally binding.

1. Data protection at a glance

General information

The following notes give a simple overview of what happens to your personal data when you visit this website. Personal data is any data that can be used to identify you personally. Detailed information on data protection can be found in the privacy policy below this text.

Data collection on this website

Who is responsible for data collection on this website?

Data processing on this website is carried out by the website operator. You can find the operator’s contact details in the section “Note on the responsible party” in this privacy policy.

How do we collect your data?

Some of your data is collected when you give it to us. This can be data that you send to us by email or through a contact form, for example.

Other data is collected automatically or after your consent by our IT systems when you visit the website. This is mainly technical data (for example internet browser, operating system or time of the page view). This data is collected automatically as soon as you enter this website.

What do we use your data for?

Part of the data is collected to ensure that the website is provided without errors. Other data can be used to analyse your user behaviour. If contracts can be concluded or initiated through the website, the data transmitted is also processed for contract offers, orders or other enquiries.

What rights do you have regarding your data?

You have the right at any time to receive information free of charge about the origin, recipient and purpose of your stored personal data. You also have the right to request the correction or deletion of this data. If you have given consent to data processing, you can revoke this consent at any time with effect for the future. You also have the right, under certain circumstances, to request that the processing of your personal data be restricted. You also have the right to lodge a complaint with the competent supervisory authority.

You can contact us at any time about this and any other questions on data protection.

2. Hosting and delivery

We host the content of our website with the following provider:

Hetzner

The provider is Hetzner Online GmbH, Industriestr. 25, 91710 Gunzenhausen, Germany (hereinafter Hetzner).

For details, see Hetzner’s privacy policy: https://www.hetzner.com/de/legal/privacy-policy/.

Hetzner is used on the basis of Art. 6(1)(f) GDPR. We have a legitimate interest in presenting our website as reliably as possible. If corresponding consent has been requested, processing takes place exclusively on the basis of Art. 6(1)(a) GDPR and § 25(1) TDDDG, insofar as the consent covers the storage of cookies or access to information on the user’s device (for example device fingerprinting) within the meaning of the TDDDG. Consent can be revoked at any time.

Data processing agreement

We have concluded a data processing agreement for the use of the service named above. This is a contract required by data protection law which ensures that the service processes the personal data of our website visitors only in accordance with our instructions and in compliance with the GDPR.

Cloudflare

We use the service “Cloudflare”. The provider is Cloudflare Inc., 101 Townsend St., San Francisco, CA 94107, USA (hereinafter Cloudflare).

Cloudflare offers a globally distributed content delivery network with DNS. Technically, the transfer of information between your browser and our website is routed through Cloudflare’s network. This enables Cloudflare to analyse the data traffic between your browser and our website and to act as a filter between our servers and potentially malicious traffic from the internet. In doing so, Cloudflare may also use cookies or other technologies required to recognise internet users, which are used solely for the purpose described here.

The use of Cloudflare is based on our legitimate interest in providing our website as error-free and securely as possible (Art. 6(1)(f) GDPR).

Data transfer to the USA is based on the standard contractual clauses of the EU Commission. Details can be found here: https://www.cloudflare.com/privacypolicy/.

Further information on security and data protection at Cloudflare can be found here: https://www.cloudflare.com/privacypolicy/.

The company is certified under the “EU-US Data Privacy Framework” (DPF). The DPF is an agreement between the European Union and the USA intended to ensure compliance with European data protection standards for data processing in the USA. Every company certified under the DPF undertakes to comply with these data protection standards. Further information is available from the provider at the following link: https://www.dataprivacyframework.gov/participant/5666.

Data processing agreement

3. General information and mandatory information

Data protection

The operators of these pages take the protection of your personal data very seriously. We treat your personal data confidentially and in accordance with the statutory data protection regulations and this privacy policy.

When you use this website, various personal data is collected. Personal data is data that can be used to identify you personally. This privacy policy explains what data we collect and what we use it for. It also explains how and for what purpose this happens.

We point out that data transmission over the internet (for example when communicating by email) can have security gaps. Complete protection of data against access by third parties is not possible.

Note on the responsible party

The party responsible for data processing on this website is:

Einzelunternehmen Mirco Timm (geldzahler.de)
Owner: Mirco Timm
c/o Grosch Postflex #1455
Emsdettener Str. 10
48268 Greven
Germany

Phone: +49 1525 715 8450
Email: impressumfinance.kein-spam@mirco-timm.invalid.org

The responsible party is the natural or legal person who alone or jointly with others decides on the purposes and means of processing personal data (for example names or email addresses).

Storage period

Unless a more specific storage period has been stated in this privacy policy, your personal data will remain with us until the purpose for the data processing no longer applies. If you assert a legitimate request for deletion or revoke your consent to data processing, your data will be deleted unless we have other legally permissible reasons for storing your personal data (for example retention periods under tax or commercial law). In the latter case, deletion takes place once these reasons no longer apply.

General notes on the legal bases of data processing on this website

If you have consented to data processing, we process your personal data on the basis of Art. 6(1)(a) GDPR or Art. 9(2)(a) GDPR, if special categories of data under Art. 9(1) GDPR are processed. In the case of express consent to the transfer of personal data to third countries, data processing also takes place on the basis of Art. 49(1)(a) GDPR. If you have consented to the storage of cookies or to access to information on your device (for example via device fingerprinting), data processing additionally takes place on the basis of § 25(1) TDDDG. Consent can be revoked at any time. If your data is required to perform a contract or to carry out pre-contractual measures, we process your data on the basis of Art. 6(1)(b) GDPR. We also process your data if this is necessary to fulfil a legal obligation, on the basis of Art. 6(1)(c) GDPR. Data processing can also take place on the basis of our legitimate interest under Art. 6(1)(f) GDPR. The legal bases relevant in each individual case are explained in the following paragraphs of this privacy policy.

Recipients of personal data

In the course of our business activities, we work with various external parties. In some cases this also requires the transfer of personal data to these external parties. We only pass on personal data to external parties if this is necessary for the performance of a contract, if we are legally obliged to do so (for example passing data to tax authorities), if we have a legitimate interest under Art. 6(1)(f) GDPR in passing it on, or if another legal basis permits the transfer. When using processors, we only pass on personal data of our customers on the basis of a valid data processing agreement. In the case of joint processing, a joint processing agreement is concluded.

Many data processing operations are only possible with your express consent. You can revoke consent you have already given at any time. The lawfulness of the data processing carried out until the revocation remains unaffected by the revocation.

IF DATA PROCESSING IS BASED ON ART. 6(1)(E) OR (F) GDPR, YOU HAVE THE RIGHT AT ANY TIME TO OBJECT TO THE PROCESSING OF YOUR PERSONAL DATA ON GROUNDS RELATING TO YOUR PARTICULAR SITUATION. THIS ALSO APPLIES TO PROFILING BASED ON THESE PROVISIONS. THE RESPECTIVE LEGAL BASIS ON WHICH PROCESSING RELIES CAN BE FOUND IN THIS PRIVACY POLICY. IF YOU OBJECT, WE WILL NO LONGER PROCESS YOUR AFFECTED PERSONAL DATA UNLESS WE CAN DEMONSTRATE COMPELLING LEGITIMATE GROUNDS FOR THE PROCESSING WHICH OVERRIDE YOUR INTERESTS, RIGHTS AND FREEDOMS, OR THE PROCESSING SERVES THE ESTABLISHMENT, EXERCISE OR DEFENCE OF LEGAL CLAIMS (OBJECTION UNDER ART. 21(1) GDPR).

IF YOUR PERSONAL DATA IS PROCESSED FOR DIRECT ADVERTISING PURPOSES, YOU HAVE THE RIGHT TO OBJECT AT ANY TIME TO THE PROCESSING OF PERSONAL DATA CONCERNING YOU FOR THE PURPOSE OF SUCH ADVERTISING. THIS ALSO APPLIES TO PROFILING INSOFAR AS IT IS RELATED TO SUCH DIRECT ADVERTISING. IF YOU OBJECT, YOUR PERSONAL DATA WILL NO LONGER BE USED FOR THE PURPOSE OF DIRECT ADVERTISING (OBJECTION UNDER ART. 21(2) GDPR).

Right to lodge a complaint with the competent supervisory authority

In the event of violations of the GDPR, data subjects have the right to lodge a complaint with a supervisory authority, in particular in the member state of their habitual residence, their place of work or the place of the alleged violation. The right to lodge a complaint exists without prejudice to other administrative or judicial remedies.

Right to data portability

You have the right to have data that we process automatically on the basis of your consent or in fulfilment of a contract handed over to you or to a third party in a common, machine-readable format. If you request the direct transfer of the data to another controller, this will only take place insofar as it is technically feasible.

Information, correction and deletion

Within the framework of the applicable legal provisions, you have the right at any time to free information about your stored personal data, its origin and recipients and the purpose of the data processing and, where applicable, a right to correction or deletion of this data. You can contact us at any time about this and any other questions on personal data.

Right to restriction of processing

You have the right to request the restriction of the processing of your personal data. You can contact us about this at any time. The right to restriction of processing exists in the following cases:

If you dispute the accuracy of your personal data stored by us, we usually need time to check this. For the duration of the check, you have the right to request the restriction of the processing of your personal data.
If the processing of your personal data was or is unlawful, you can request the restriction of data processing instead of deletion.
If we no longer need your personal data but you need it to exercise, defend or assert legal claims, you have the right to request the restriction of the processing of your personal data instead of deletion.
If you have lodged an objection under Art. 21(1) GDPR, a balance must be struck between your interests and ours. As long as it has not been established whose interests prevail, you have the right to request the restriction of the processing of your personal data.

If you have restricted the processing of your personal data, this data may, apart from being stored, only be processed with your consent or for the establishment, exercise or defence of legal claims or to protect the rights of another natural or legal person or for reasons of important public interest of the European Union or a member state.

SSL or TLS encryption

For security reasons and to protect the transmission of confidential content, such as orders or enquiries that you send to us as the site operator, this site uses SSL or TLS encryption. You can recognise an encrypted connection by the address line of your browser changing from “http://” to “https://” and by the lock symbol in your browser line.

If SSL or TLS encryption is activated, the data you transmit to us cannot be read by third parties.

4. Data collection on this website

Cookies

Our website uses so-called “cookies”. Cookies are small data packets and do not cause any damage to your device. They are stored on your device either temporarily for the duration of a session (session cookies) or permanently (permanent cookies). Session cookies are deleted automatically at the end of your visit. Permanent cookies remain stored on your device until you delete them yourself or your web browser deletes them automatically.

Cookies can come from us (first-party cookies) or from third-party companies (third-party cookies). Third-party cookies enable the integration of certain services from third-party companies within websites (for example cookies for handling payment services).

Cookies have various functions. Many cookies are technically necessary, because certain website functions would not work without them (for example the shopping basket function or the display of videos). Other cookies can be used to evaluate user behaviour or for advertising purposes.

Cookies that are required to carry out the electronic communication process, to provide certain functions you have requested (for example the shopping basket function) or to optimise the website (for example cookies for measuring the web audience) are necessary cookies and are stored on the basis of Art. 6(1)(f) GDPR, unless another legal basis is stated. The website operator has a legitimate interest in storing necessary cookies for the technically error-free and optimised provision of its services. If consent to the storage of cookies and comparable recognition technologies has been requested, processing takes place exclusively on the basis of this consent (Art. 6(1)(a) GDPR and § 25(1) TDDDG). Consent can be revoked at any time.

You can set your browser so that you are informed about the setting of cookies and only allow cookies in individual cases, exclude the acceptance of cookies for certain cases or in general, and activate the automatic deletion of cookies when closing the browser. If cookies are deactivated, the functionality of this website may be limited.

If further cookies and services are used on this website, you can find this in this privacy policy and in the cookie policy.

Enquiries by email or contact form

If you send us enquiries by email or contact form, your details from the enquiry, including the contact details you provide there, will be stored by us for the purpose of processing the enquiry and in case of follow-up questions. We do not pass on this data without your consent.

This data is processed on the basis of Art. 6(1)(b) GDPR if your enquiry is related to the performance of a contract or is necessary to carry out pre-contractual measures. In all other cases, processing is based on our legitimate interest in the effective handling of enquiries addressed to us (Art. 6(1)(f) GDPR) or on your consent (Art. 6(1)(a) GDPR) if this has been requested. Consent can be revoked at any time.

The data you send us by enquiry remains with us until you ask us to delete it, revoke your consent to storage, or the purpose for storing the data no longer applies (for example after your enquiry has been processed). Mandatory statutory provisions, in particular retention periods, remain unaffected.

5. Plugins and tools

Fonts (local hosting)

For the uniform display of fonts, this site uses the font “Figtree”, which is provided under the SIL Open Font License. The font files are installed locally on our server. This does not involve a connection to servers of Google or other third parties.

6. Analysis tools and advertising

Audience measurement with Umami (own instance)

This website uses the open-source software Umami for audience measurement. Umami runs on our own server in Germany, and no data is transferred to third parties. Umami does not set cookies and does not store complete IP addresses. The page viewed, the referring website, browser type, device type, screen size, language and country are recorded. An anonymous value is formed from the IP address and browser identifier using a random value that changes daily. This value can neither be traced back to you nor recognised beyond the day.

This is done on the basis of Art. 6(1)(f) GDPR. We have a legitimate interest in the anonymised analysis of user behaviour in order to improve our website. You can object to the measurement at any time by deselecting the category “Statistics” in the privacy settings (link “Cookie settings” in the footer of every page). Your choice is stored in your browser and takes effect immediately.

Own audience measurement (page views)

We also count page views using our own method, operated on our server. When a page is viewed, your browser transmits the address viewed, the referring website and the browser and device type to our server. Your IP address is not stored, but shortened together with the browser identifier and a random value that changes daily to form an anonymous daily value. No cookies are set and no user profiles are created. Clicks on outgoing partner links are counted anonymously in the same way.

The legal basis is Art. 6(1)(f) GDPR, our legitimate interest in evaluating the reach of this website. You can also object to this measurement through the category “Statistics” in the privacy settings.

Rating articles

You can rate articles with stars. The rating, the article, the time, country, device and browser type and the anonymous daily value from the previous section are stored. Your IP address is not stored. So that you are not asked more than once, your browser remembers the rating locally. The legal basis is Art. 6(1)(f) GDPR, our legitimate interest in improving our content.

VG Wort tracking pixels (METIS)

This website uses tracking pixels from Verwertungsgesellschaft WORT (VG WORT), Untere Weidenstraße 5, 81543 Munich, Germany. We use these pixels to determine the likelihood of our texts being copied. They are the basis on which authors receive the remuneration to which they are legally entitled for secondary use.

The counting procedure (METIS) is carried out technically by Kantar Deutschland GmbH. When a page with a tracking pixel is viewed, a connection is established to a server of the domain met.vgwort.de. Your IP address is transmitted and immediately anonymised there. It cannot be linked to you personally, no personal data is stored and no user profiles are created.

This is done on the basis of Art. 6(1)(f) GDPR. We have a legitimate interest in determining copyright remuneration claims. If corresponding consent has been requested, processing takes place exclusively on the basis of Art. 6(1)(a) GDPR and § 25(1) TDDDG. Consent can be revoked at any time.

Further information can be found in VG WORT’s privacy policy: https://www.vgwort.de/datenschutz.html. You can object to the measurement here: https://optout.ioam.de/.

Partner programmes (affiliate links)

This website is funded through partner programmes of financial providers and affiliate networks. Links to such offers are marked with an asterisk (*). The embedded links set cookies which make it possible to trace and bill the brokering of a contract. In doing so, the respective network processes, among other things, your IP address and details of the link you clicked. The cookies are only set when you click on a partner link, not when you merely visit this website.

Processing takes place on the basis of Art. 6(1)(f) GDPR. We have a legitimate interest in funding our website. If corresponding consent has been requested, processing takes place exclusively on the basis of Art. 6(1)(a) GDPR and § 25(1) TDDDG. Consent can be revoked at any time.

The networks in use are listed on the page How this site is funded. As soon as a network is integrated, it will be listed here with its provider and privacy policy.

Source: https://www.e-recht24.de